An evaluation of farm credit systems in the U.S.A. and Pakistan
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"In modern farming, as in other businesses, the key to a satisfactory money income is a proper combination of productive assets, such as land, livestock, and machinery with available labor and managerial ability. The amount of capital a farm family controls, the terms and conditions under which it is obtained, and the way it is used determine in large degree the level of income. Lending institutions play very important roles in macro-financial policies. The government plays a direct role by establishing lending institutions (the Farm Credit System and the Farmers Home Administration) and otherlending programs in general. Both Federal and State governments play an indirect role through legislation and, in turn, through supervisory agencies such as the Federal Reserve System. Micro-finaneial aspects of agricultural finance pertains to the individual farm. It includes those parts of capital in farm management which relate to acquisition and use of capital in the farm business."--Introduction.
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