Using data from the National Longitudinal Study of Youth 1979, this analysis affirmed the influence of time preference on wealth. Time preference was measured using the respondent's behaviors as proxies for time preference. ...

in each category were regressed on year, race, other demographic variables (age, education, gender, marital status and number of kids), socio-economic variables (income, wealth, working status, having defined benefit plans vs. having defined contribution...

This thesis aims to examine both the type and amount of life insurance purchased by households. To this end, comprehensive models of households' demand for life insurance were developed, which included demographic variables, economic and assets...

The purpose of this study is to examine the major factors that influence employees' decisions regarding their levels of participation in employer sponsored tax-deferred retirement savings accounts (TDAs). At the broadest ...