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The human sciences focus on the things most basic to people's needs: health and wellness, clothing, shelter, money, family and community. The College of Human Environmental Sciences prepares students to be leaders in the world-wide industries that support people's everyday lives.
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Recent Submissions
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Use of financial planners and portfolio performance
(2016)Using modern information economics as the conceptual framework and data from the 2013 Survey of Consumer Finances, this study adopts a decomposition technique to explore the relationship between the primary information ... -
Consumption patterns of Chinese elders: evidence from a survey in Wuhan, China
(2006)The elderly population in China has grown since 1999. Many Chinese businesses have noticed this trend and began to focus on the Gray Market. The behavior of older Chinese consumers has significantly changed. Descriptions ... -
Gender differences in financial risk tolerance
(2017)The purpose of this research is to explore gender differences in financial risk tolerance using a large, nationally representative dataset, the Survey of Consumer Finances. The impact of the explanatory variables in the ... -
Correlates of credit card adoption in urban China
(2012)Analysis of data from the 2008 Survey of Chinese Consumer Finance and Investor Education indicated that 30.0 % of the sample households held at least one credit card. Significant factors associated with the probability ... -
Source of information and projected household investment portfolio performance
(2016)Using modern information economics as the conceptual framework and data from the 2013 Survey of Consumer Finances, this study adopts a decomposition technique to explore the relationship between the primary information ... -
Self-perceived age and attitudes toward marketing of older consumers in China
(2010)Understanding consumer psychological characteristics and their impact on consumer behavior is an important foundation for business marketing strategies. Self-perceived age has a great impact on older consumers' behavior. ... -
Selection of non-regular fractional factorial designs when some two-factor interactions are important
(2008)Introduction: Non-regular two-level fractional factorial designs, such as Placket-Burman designs, are becoming popular choices in many areas of scientific investigation due to their run size economy and flexibility. The ... -
Review of the book Consumer Economics : The Consumer in our Society by Zelenak, M. & Reiboldt, W.
(2006)Review of: Consumer Economics: The Consumer in our Society. Mel J. Zelenak and Wendy Reiboldt. Scottsdale, AZ: Holcomb Hathaway Publishers, 2006. 352 pages. Paperback, $49.50. -
Prior investment outcomes and stock investment in defined contribution plans
(2016)In this study, we employ the 2001-2013 Survey of Consumer Finances to examine how prior investment outcomes affect portfolio allocation in defined contribution (DC) plans. Results show that investors with prior gains are ... -
Optimal selection of blocked robust parameter designs and their applications
(2008)Blocking is a useful technique to control systematic variation in experiments. Robust parameter design is widely used as an effective tool to reduce process variability by appropriate selection of control factors to make ... -
Not there yet
(2011)In the April 2011 issue of Investment Advisor, we featured an article asking "Does the Federal Government have a future in annuities?" The article described a plan put forth by professors Terrance Odean at the University ... -
Household saving motives : a cross-country comparison
(2011)Using the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances, this study compared saving motives between Chinese and American urban households. Results showed that, ... -
Millennials' retirement saving behavior : account ownership and balance
(2017)Millennials is the largest population in the United States. Compared with their parents and grandparents, they have to shoulder more responsibilities to prepare financially for retirement. It is critical for Millennials ... -
Market performance and the timing of retirement
(2012)This study is the first to utilize nine interview waves of the Health and Retirement Study and multilevel discrete-time survival analysis to investigate the effect of market returns on individual elective retirement ... -
Financial wellbeing of Asian Americans
(2016)The Asian American population in the United States has been increasing. Research on the economic wellbeing of this minority group is far from being adequate. It is generally found that Asian Americans are more highly ... -
Family finances in urban China : evidence from a national survey
(2010)This paper presents an overview of consumer financial well-being in transitional China. It provides an up-to-date and overall description of the Chinese urban households’ assets, liabilities, income, and consumption patterns. ... -
Factors related to meeting the capital accumulation ratio guideline
(2002)The capital accumulation ratio, investment assets divided by net worth, has been proposed as a useful indicator of financial health. Various experts recommend a minimum value of 25% to 50% for the ratio. When certificates ... -
Factors related to making investment mistakes in a down market
(2015)Using data from the 2008 FPA-Ameriprise Financial Value of Financial Planning Research Study, this study identifies the factors related to making investment mistakes by moving assets into more of a cash position in a down ...