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dc.contributor.advisorSharpe, Deanna L.eng
dc.contributor.authorRobb, Cliff A., 1978-eng
dc.date.issued2007eng
dc.date.submitted2007 Falleng
dc.descriptionThe entire dissertation/thesis text is included in the research.pdf file; the official abstract appears in the short.pdf file (which also appears in the research.pdf); a non-technical general description, or public abstract, appears in the public.pdf file.eng
dc.descriptionTitle from title screen of research.pdf file (viewed on February 28, 2008)eng
dc.descriptionIncludes bibliographical references.eng
dc.descriptionVita.eng
dc.descriptionThesis (Ph. D.) University of Missouri-Columbia 2007.eng
dc.descriptionDissertations, Academic -- University of Missouri--Columbia -- Consumer and family economics.eng
dc.description.abstractAnalysis of survey data from 6,520 students at a large Midwestern University affirmed that financial knowledge is a significant factor in the credit card decisions of college students, though the relationship between the two does not behave entirely as expected. Contrary to expectations, results of a double hurdle analysis indicate that students with higher levels of financial knowledge had significantly higher credit card balances. While the present analysis develops a clear link between financial knowledge and financial behaviors, questions remain as to the direction of the relationship. The present analysis provides further insight into the determinants of personal financial knowledge. Specifically, improved scores are noted among white males who are financially independent, receive financial aid, are married, have had at least one course in personal finance, and are business majors.eng
dc.identifier.merlinb62224633eng
dc.identifier.oclc212383099eng
dc.identifier.urihttp://hdl.handle.net/10355/4793eng
dc.languageEnglisheng
dc.publisherUniversity of Missouri--Columbiaeng
dc.relation.ispartofcollectionUniversity of Missouri--Columbia. Graduate School. Theses and Dissertationseng
dc.subject.lcshCollege students -- Finance, Personaleng
dc.subject.lcshCredit cardseng
dc.titleCollege students and credit card use: the effect of personal financial knowledge on debt behavioreng
dc.typeThesiseng
thesis.degree.disciplinePersonal financial planning (MU)eng
thesis.degree.disciplineConsumer and family economics (MU)eng
thesis.degree.grantorUniversity of Missouri--Columbiaeng
thesis.degree.levelDoctoraleng
thesis.degree.namePh. D.eng


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