Personal Financial Planning electronic theses and dissertations (MU)
The items in this collection are the theses and dissertations written by students of the Personal Financial Planning Department. Some items may be viewed only by members of the University of Missouri System and/or University of Missouri-Columbia. Click on one of the browse buttons above for a complete listing of the works.
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Recent Submissions
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A preliminary study of Missouri's domiciliary homes and boarding homes for the elderly : four case studies
(University of Missouri--Columbia, 1979)We call them the "golden years", ages 65 and over. Yet for many of the 20 million elder Americans these later years of life are not exactly "golden." Not all of our nation's 20 million elderly are enjoying their retirement ... -
Essays on health and retirement in financial planning
(University of Missouri--Columbia, 2023)[EMBARGOED UNTIL 12/1/2024] This dissertation focused on investigating topics that are closely connected to health and retirement that households need to consider when making financial plans. The first chapter assessed the ... -
The relationship between psychological distress and wealth: an analysis of household wealth changes from 2007-2019 in the United States by race, gender, and retirement status
(University of Missouri--Columbia, 2022)The present study investigated for patterns of predation and parasitism among a collection of Plio-Pleistocene bivalves from the Nashua Formation of Florida. The processed sample yielded 2010 unique whole and broken valves ... -
Financial planning and household portfolio performance: evidence from the 1998-2013 survey of consumer finances
(University of Missouri--Columbia, 2015)This dissertation used datasets from the 1998, 2001, 2004, 2007, 2010 and 2013 Survey of Consumer Finances (SCF) to evaluate the effect of using financial planning services on households' portfolio performance. In this ... -
Taiwan old age allowance policy : effects on saving and consumption
(University of Missouri--Columbia, 2013)[ACCESS RESTRICTED TO THE UNIVERSITY OF MISSOURI AT AUTHOR'S REQUEST.] Due to population aging, weakening of family-based support, growing number of poor people and greater risk of poverty for elders, old-age income support ... -
Financial risk attitude and behavior : do planners help increase consistency?
(University of Missouri--Columbia, 2013)This study used the 1998-2007 Survey of Consumer Finances to investigate the effect of various sources of information on households' consistency in financial risk attitude and behavior. Categories of financial information ... -
A comparison of household saving motives between Chinese and Americans
(University of Missouri--Columbia, 2010)The main purpose of this study is to compare the household saving motives between Chinese and Americans. The two datasets used in this study are from the 2008 Survey of Chinese Consumer Finance and Investor Education and ... -
A multidisciplinary study on juvenile recidivism and multilevel impacts : risk factors, neighborhood features, and juvenile justice intervention
(University of Missouri--Columbia, 2009)This study incorporates the economic theories of crime, human capital investment, extended theory of subjective expected utility, as well as developmental criminological theories in a life-course perspective to develop a ... -
The role of time preference on wealth
(University of Missouri--Columbia, 2008)Using data from the National Longitudinal Study of Youth 1979, this analysis affirmed the influence of time preference on wealth. Time preference was measured using the respondent's behaviors as proxies for time preference. ... -
Factors influencing households' demand for life insurance
(University of Missouri--Columbia, 2008)This thesis aims to examine both the type and amount of life insurance purchased by households. To this end, comprehensive models of households' demand for life insurance were developed, which included demographic variables, ... -
Wealth accumulation differences between wage-earning and entrepreneurial families : the role of active saving behavior
(University of Missouri--Columbia, 2008)This study examines the causal relationship between entrepreneurship and wealth accumulation. Saving behavior is a potential source of family wealth differentials. It is proposed that entrepreneurial families exhibit more ... -
Participation in tax deferred retirement programs in a defined benefit environment
(University of Missouri--Columbia, 2006)The purpose of this study is to examine the major factors that influence employees' decisions regarding their levels of participation in employer sponsored tax-deferred retirement savings accounts (TDAs). At the broadest ... -
Racial differences in households' financial asset allocation, 1992-2004
(University of Missouri--Columbia, 2007)By combining the data from the 1992, 1995, 1998, 2001 and 2004 Survey of Consumer Finances, this study investigated racial differences in households' financial asset allocation over the years. This study categorized the ... -
College students and credit card use : the effect of personal financial knowledge on debt behavior
(University of Missouri--Columbia, 2007)Analysis of survey data from 6,520 students at a large Midwestern University affirmed that financial knowledge is a significant factor in the credit card decisions of college students, though the relationship between the ...