Collected created February 2, 2018.

Recent Submissions

  • The role of market returns in retirement decision-making 

    Yao, Rui; Park, Eric (2012)
    Abstract only. Abstract: This study utilizes nine interview waves of the Health and Retirement Study and a multilevel discrete-time survival analysis to investigate the effect of market returns on individual elective ...
  • The impact of financial planning on portfolio performance 

    Lei, Shan; Yao, Rui (2014)
    Abstract only. Nowadays, individuals and households are increasingly responsible for their own wealth accumulation and preservation while the financial market are growing with complexity (Ho, Palacios, and Stoll 2012). ...
  • The effect of gender and marital status on financial risk tolerance [abstract] 

    Yao, Rui; Hanna, Sherman D. (2004)
    Abstract only. Abstract: This study investigates the effects of marital status and gender on financial risk tolerance and provides implications for financial advice and education. Ho, Milevsky, and Robinson (1994) suggested ...
  • Does risk tolerance change in response to market changes? 

    Yao, Rui; Curl, Angela L. (2010)
    Abstract only. Abstract: This study used the 1992-2006 waves of the Health and Retirement Study to investigate changes in risk tolerance levels over time in response to stock market returns. Findings indicate that risk ...
  • Defined contribution plan deferral : what are participants doing? 

    Yao, Rui; Ying, Jie; Micheas, Lada (2013)
    Abstract only. Abstract: Using the 2004, 2007 and 2010 Survey of Consumer Finances, this study examines the trend of defined contribution (DC) retirement plan deferral over time. "Buy low and sell high" is an incredibly ...
  • Debt holding and burden by family structure : patterns and trends in 1989-2007 

    Xiao, Jing Jian; Yao, Rui (2011)
    Abstract only. Abstract: Financial deregulation started in the 1980s provided families both economic opportunities and risks. Rapidly increased mortgage, credit card and other debts are out of control among many families ...
  • Buying high? : The house money effect on DC plan stock investment 

    Yao, Rui; Lei, Shan (2016)
    Abstract only. As more and more employees are eligible for defined contribution (DC) plans as versus defined benefit (DB) plans, they have to shoulder the responsibility to manage their plan assets in order to achieve the ...
  • Behavior perspectives on making investment mistakes 

    Lei, Shan; Yao, Rui (2015)
    Abstract only. Abstract: Classic economics theory assumes individual are completely informed and rational when making decisions. However, in reality, decision makers go through both a rational and an emotional process in ...