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dc.contributor.authorYao, Ruieng
dc.contributor.authorMeng, Xiangyieng
dc.contributor.deptlabPersonal Financial Planningeng
dc.date.issued2018eng
dc.descriptionPostprint.eng
dc.description.abstractCredit cards have become a common method of payment for college students in China. It is important that they form good credit card usage behaviors and build a good credit history early in their financial life. Using data collected from 10 universities in China, results of this study found that being financially dependent on their parents is negatively associated with Chinese college students’ ability to pay their credit card bills. The study also found that students with a high level of financial knowledge were less likely to take cash advances on their credit card. Implications for financial educators and parents as well as policymakers were provided.eng
dc.description.bibrefIncludes bibliographical references.eng
dc.format.extent12 pageseng
dc.identifier10.1891/1052-3073.29.2.304eng
dc.identifier.citationOriginal: Yao, R., & Meng, X. (2018). Credit card usage among college students in China. Journal of Financial Counseling and Planning, 29(2), 304-315. http://dx.doi.org/10.1891/1052-3073.29.2.304eng
dc.identifier.urihttps://doi.org/10.1891/1052-3073.29.2.304eng
dc.identifier.urihttps://hdl.handle.net/10355/82601
dc.languageEnglisheng
dc.rightsOpenAccess.eng
dc.rights.licenseThis work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivs 3.0 License.eng
dc.subjectAuthor supplied keywords: cash advance ; China ; college students ; credit cardeng
dc.titleCredit card usage among college students in Chinaeng
dc.typePostprinteng
dc.typeArticleeng


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