Your rights at the credit bureau
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"A credit bureau is a reporting agency that maintains credit reports on individuals in the community who have ever used on applied for credit. This information is reported to subscribing credit grantors when consumers apply for credit. Credit bureaus do not make the decision on whether or not a creditor should extend credit to a consumer. Nor do they make any judgements as to whether or not he is a good or bad risk. Credit bureaus compile information and make it available to creditors. The creditor makes the final decision based on his standards and the credit history contained in the file."--First paragraph
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Archive version. For the most recent information see extension.missouri.edu.
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This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivs 3.0 License.