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Use of financial planners and portfolio performance
(2016)
Using modern information economics as the conceptual framework and data from the 2013 Survey of Consumer Finances, this study adopts a decomposition technique to explore the relationship between the primary information source used by U.S. investors...
Chinese urban households' security market participation : does investment knowledge and having a long-term plan help?
(2015)
Investment in the securities markets is vital to households' wealth accumulation and financial security. Using data from the 2008 Survey of Chinese Consumer Finance and Investor Education, we found that self-assessed ...
Effects of age on saving motives of Chinese urban consumers
(2014)
The Chinese maintain one of the highest saving rates in the world. Although saving is generally regarded as a good practice, in a market economy, extremely high saving rates can constrain welfare enhancing consumption and ...
Factors related to making investment mistakes in a down market
(2015)
Using data from the 2008 FPA-Ameriprise Financial Value of Financial Planning Research Study, this study identifies the factors related to making investment mistakes by moving assets into more of a cash position in a down ...
Source of information and projected household investment portfolio performance
(2016)
Using modern information economics as the conceptual framework and data from the 2013 Survey of Consumer Finances, this study adopts a decomposition technique to explore the relationship between the primary information source used by U.S. investors...
An exploratory study of Chinese Americans' debt holding
(2011)
Postprint. Research concerning the financial well-being of Chinese American households is extremely limited. This article examines factors that affect the probability that Chinese American households will hold debt. Analysis ...
Household saving motives : a cross-country comparison
(2011)
Using the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances, this study compared saving motives between Chinese and American urban households. Results showed that, ...
Market performance and the timing of retirement
(2012)
This study is the first to utilize nine interview waves of the Health and Retirement Study and multilevel discrete-time survival analysis to investigate the effect of market returns on individual elective retirement ...
Consumption patterns of Chinese elders: evidence from a survey in Wuhan, China
(2006)
The elderly population in China has grown since 1999. Many Chinese businesses have noticed this trend and began to focus on the Gray Market. The behavior of older Chinese consumers has significantly changed. Descriptions ...
Prior investment outcomes and stock investment in defined contribution plans
(2016)
In this study, we employ the 2001-2013 Survey of Consumer Finances to examine how prior investment outcomes affect portfolio allocation in defined contribution (DC) plans. Results show that investors with prior gains are ...
Determinants of defined contribution plan deferral
(2013)
The purpose of this study was to examine the trend of Defined Contribution (DC) plan deferral before and after the Great Recession. The investment principle of "buying when prices are low" suggests that DC plan deferral ...
Decomposing the age effect on risk tolerance
(2011)
The importance of investment portfolio allocation has become more apparent since the onset of the late 2000s Great Recession. Individual willingness to take financial risks affects portfolio decisions and investment returns ...
Consumer debt delinquency by family lifecycle categories
(2014)
Purpose: The purpose of this paper is to document debt delinquency patterns by family lifecycle categories using multiple data sets that are nationally representative of American families. Findings: The results show that ...
Family finances in urban China : evidence from a national survey
(2010)
This paper presents an overview of consumer financial well-being in transitional China. It provides an up-to-date and overall description of the Chinese urban households’ assets, liabilities, income, and consumption patterns. ...
Self-perceived age and attitudes toward marketing of older consumers in China
(2010)
Understanding consumer psychological characteristics and their impact on consumer behavior is an important foundation for business marketing strategies. Self-perceived age has a great impact on older consumers' behavior. ...
Credit card usage among college students in China
(2018)
Credit cards have become a common method of payment for college students in China. It is important that they form good credit card usage behaviors and build a good credit history early in their financial life. Using data ...
Millennials' retirement saving behavior : account ownership and balance
(2017)
Millennials is the largest population in the United States. Compared with their parents and grandparents, they have to shoulder more responsibilities to prepare financially for retirement. It is critical for Millennials ...
An analysis of risk assessment questions based on loss-averse preference
(2015)
A variety of risk assessment questionnaires are used within the financial planning profession to assess client risk preferences. Evidence indicates that the average person overweighs losses relative to an arbitrary reference ...
Use of advisors and retirement plan performance
(2020)
As DC plans become more popular than DB plans, American workers are increasingly responsible for their retirement savings. Because retirement plan participants' portfolio allocation is constrained by the available funds ...
A review of Bayesian belief network models as decision-support tools for wetland conservation : are water birds potential umbrella taxa?
(2018)
Creative approaches to identifying umbrella species hold promise for devising effective surrogates of ecological communities or ecosystems. However, mechanistic niche models that predict range or habitat overlap among ...