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Now showing items 1-18 of 18
Consumption patterns of Chinese elders: evidence from a survey in Wuhan, China
(2006)
; (2) display more mature consumption attitudes; (3) play a less important role in the family; and (4) have strong desire for compensatory consumption. These findings call for further research into the behavior of older Chinese consumers as a major...
Do market returns influence risk tolerance? : Evidence from panel data
(2011)
This study used the 1992-2006 waves of the Health and Retirement Study to investigate changes in risk tolerance levels over time in response to stock market returns. Findings indicate that risk tolerance tends to increase ...
An analysis of risk assessment questions based on loss-averse preference
(2015)
A variety of risk assessment questionnaires are used within the financial planning profession to assess client risk preferences. Evidence indicates that the average person overweighs losses relative to an arbitrary reference point. This paper...
Use of financial planners and portfolio performance
(2016)
empirical evidence of a positive relationship between the service that U.S. financial planners provide and their clients' financial outcome....
Effects of age on saving motives of Chinese urban consumers
(2014)
The Chinese maintain one of the highest saving rates in the world. Although saving is generally regarded as a good practice, in a market economy, extremely high saving rates can constrain welfare enhancing consumption and growth of gross domestic...
Chinese urban households' security market participation : does investment knowledge and having a long-term plan help?
(2015)
Investment in the securities markets is vital to households' wealth accumulation and financial security. Using data from the 2008 Survey of Chinese Consumer Finance and Investor Education, we found that self-assessed ...
Factors related to making investment mistakes in a down market
(2015)
Using data from the 2008 FPA-Ameriprise Financial Value of Financial Planning Research Study, this study identifies the factors related to making investment mistakes by moving assets into more of a cash position in a down ...
Determinants of defined contribution plan deferral
(2013)
The purpose of this study was to examine the trend of Defined Contribution (DC) plan deferral before and after the Great Recession. The investment principle of "buying when prices are low" suggests that DC plan deferral ...
Consumer debt delinquency by family lifecycle categories
(2014)
Purpose: The purpose of this paper is to document debt delinquency patterns by family lifecycle categories using multiple data sets that are nationally representative of American families. Findings: The results show that ...
Market performance and the timing of retirement
(2012)
This study is the first to utilize nine interview waves of the Health and Retirement Study and multilevel discrete-time survival analysis to investigate the effect of market returns on individual elective retirement ...
Source of information and projected household investment portfolio performance
(2016)
empirical evidence of a positive relationship between the service that U.S. financial planners provide and their clients' financial outcome....
Use of advisors and retirement plan performance
(2020)
As DC plans become more popular than DB plans, American workers are increasingly responsible for their retirement savings. Because retirement plan participants' portfolio allocation is constrained by the available funds ...
An exploratory study of Chinese Americans' debt holding
(2011)
Postprint. Research concerning the financial well-being of Chinese American households is extremely limited. This article examines factors that affect the probability that Chinese American households will hold debt. Analysis ...
Self-perceived age and attitudes toward marketing of older consumers in China
(2010)
Understanding consumer psychological characteristics and their impact on consumer behavior is an important foundation for business marketing strategies. Self-perceived age has a great impact on older consumers' behavior. ...
Household saving motives : a cross-country comparison
(2011)
Using the 2008 Survey of Chinese Consumer Finance and Investor Education and the 2007 Survey of Consumer Finances, this study compared saving motives between Chinese and American urban households. Results showed that, ...
Correlates of credit card adoption in urban China
(2012)
Analysis of data from the 2008 Survey of Chinese Consumer Finance and Investor Education indicated that 30.0 % of the sample households held at least one credit card. Significant factors associated with the probability ...
A review of Bayesian belief network models as decision-support tools for wetland conservation : are water birds potential umbrella taxa?
(2018)
Creative approaches to identifying umbrella species hold promise for devising effective surrogates of ecological communities or ecosystems. However, mechanistic niche models that predict range or habitat overlap among ...
Millennials' retirement saving behavior : account ownership and balance
(2017)
Millennials is the largest population in the United States. Compared with their parents and grandparents, they have to shoulder more responsibilities to prepare financially for retirement. It is critical for Millennials ...